Giving Notice of your Retirement
One of my clients was contemplating her retirement when we met last week. “When do I need to tell my...
State pension deferral – a good idea?
If you were born shortly after 6th January 1954, you would be entitled to your state pension from 6th May...
Tax Year End Retirement Income Planning
At this time of year, we are bombarded by reminders that the end of the tax year is coming. You...
What Does Retirement Actually Mean?
I’ve always been interested in the origin of words and phrases. “Going pear-shaped” was originally a description of a poorly...
What do these new rules mean for retirement outcomes?
The introduction of pension freedoms in April 2015 was accompanied by concerns about the dangers of so much flexibility being...
How much is enough?
One of the regular questions asked of us by clients is, “Do I have enough money?” The unasked part of...
Time is running out to top-up your State Pension
Time is running out to top-up your State Pension before a price rise being introduced in April. Paying voluntary National...
How to make your retirement less taxing
One of the most powerful ways to boost your income and capital in retirement, and to increase the amounts you...
Death week informs retirement income planning
Last week was aptly named “death, divorce and debt” week. Martin covered this phenomena in detail last Friday in another...
Always consider the alternatives
I had a great meeting on Tuesday morning with a lovely retired couple. They came to see me at the...