Care planning in retirement
Most of the research about retirement income planning focuses on two of the three significant retirement risks: investment risk and...
Retirement housing decisions
Retirement housing decisions should form part of your financial plan. Your home is an emotional anchor, provides daily comfort and...
Retirement Replacement Ratio
Ask most how much they’re going to spend in retirement, and they have no idea. But to plan for retirement...
How Green is Your Defined Benefit Pension?
It has become increasingly difficult to join a defined benefit pension scheme, with just a handful existing outside of the...
Meet Your Future Self!
If you were to meet your future self, would you recognise him or her? Would you care about them? Would...
Retirement living standards offer later life budget guidelines
In the last week, the Pensions and Lifetime Savings Association, along with Loughborough University, launched its Retirement Living Standards. The...
Index Investing – the Next Bubble?
In my last article, I mentioned Vikram Mansharamani. A lecturer at both Harvard and Yale, Mansharamani has spent much of...
Which Mistake Would You Rather Make?
In his book, Boombustology, Vikram Mansharamani sets out how you might be able to identify that an investment bubble is...
The Rise of the Nonagenarians
This week, the Office for National Statistics reported on the ageing population in the UK. -There was an increase of...
Location, Location, Asset Location
Your retirement savings (and any other savings) are only ever made up of only five types of asset: -Cash on...