Why we don’t (always) like annuities
“It’s not fair” is a phrase you will know all too well if you have children or grandchildren! But, whilst...
Are you Driving a Gas Guzzler Down the Wrong Side of the Motorway?
Another title for this blog post could be, why the 4% rule is unlikely to be right for you in...
Don’t Lose Interest!
I know that it can be difficult to follow financial writing, but I hope that this post is more interesting...
Cognitive decline increases the need for a Financial Planner
There are many economic milestones in life – buying your home, paying off your mortgage, leaving employment – which take...
Are we spending more than everyone else?
Clients often ask Financial Planners whether they are spending more, or less, than everyone else. For those who are interested...
How to make your retirement less taxing
One of the most powerful ways to boost your income and capital in retirement, and to increase the amounts you...
The dangers of white, middle aged, middle class investment managers
Are white, middle-aged, middle-class investment managers dangerous? I recently a seminar presented by one of the leading investment houses. At...
Death week informs retirement income planning
Last week was aptly named “death, divorce and debt” week. Martin covered this phenomena in detail last Friday in another...
Four retirement risks you need to understand
Modern retirement isn’t a straightforward business. Our grandparents were sent home from work at 65 or 60, with a guaranteed...
Was 2018 really so bad for retirement income seekers?
If you were to read the financial sections of the New Year financial press, you’d imagine that 2018 was a...