Independent and restricted financial advice
The Financial Conduct Authority (FCA) categorises financial advisers as either “Independent” or “Restricted”. The former have to prove their independence...
Pensions car crash
If you watched the Channel 4 Dispatches programme this evening What’s Your Pension Really Worth? you could be forgiven for wanting to...
What is your pension really worth?
‘What’s Your Pension Really Worth?’ will be screened on Channel 4 at 8.00pm this evening. Apparently the programme will examine...
Boring, boring, retirement
Do you remember the football chant from opposition fans of Arsenal FC? “Boring, boring Arsenal!” Apparently the same can now...
“My dad says pensions are rubbish!”
Not my dad you understand; he knew better than that and once said to me “I only wish I had...
How is your adviser paid?
I read an interesting article in the Wall Street Journal this afternoon, reporting on confusion about adviser fees and regulation....
Stop messing around with our pensions!
When will Government interference in pension provision stop?! Last week we learned that Pensions Minister Steve Webb has unveiled a...
Investments and unregulated individuals
If you have an investment portfolio of £500,000 (or less), who would you expect to be your point of contact...
Challenges for family business owners
A very large percentage (perhaps over 60%) of small and medium sized businesses in the UK are family owned enterprises....
The importance of reviews
When you have made an investment decision the temptation is to then try to forget about it. After all it...