Why critical yields are not critical
When a person is thinking about transferring from a defined benefits scheme into a personal pension their adviser will produce...
Why are more older couples are getting divorced?
Why are more older couples getting divorced? It’s a trend known as ‘silver separation’ and the latest official figures show...
We’re getting divorced later in life
The latest divorce figures for England and Wales paint an interesting picture. According to the Office for National Statistics, there...
When your pension transfer is worth more than your home
Transfers from defined benefit pensions are a hot topic in the world of financial planning right now. With falling interest...
How pensions patience can pay
When clients approach us to help plan a successful retirement, we consider with them a wide range of options in...
U3A Investments & Money Matters Group
This morning I gave a presentation to the Investments and Money Matters Group at U3A Cranleigh, talking about choosing an...
Five Ways to Reduce the Risk of Identity Theft
It’s a scary world out there and, sadly, there are plenty of people who want to steal your personal information...
Making Tax Digital update
Making Tax Digital is a government initiative that sets out a vision for ‘a transformed tax system and the end...
Reasons to speak to a financial adviser
A new study carried out by the insurer Aegon has found only 8% of people currently speak to a financial...
“Ostrich mentality” about retirement savings
Almost half of us have an “Ostrich mentality” about retirement savings, according to new research. The Skipton Building Society Retirement Tracker...