There are 12 reasons why you need a Financial Plan.
If you have received advice from an Independent Financial Adviser (IFA) before you may have felt that you were sold a product that you are not sure you really needed.
Or perhaps you don’t seek financial advice because this is all you get.
Fortunately there is a small but important segment of the advisory profession that focuses on the needs of the client rather than seeing them as an opportunity to get paid for implementing a product that the client may or may not need.
This segment refers to themselves as Financial Planners and we operate in the way we do because we take pride in working with our clients over the long term meet their lifestyle wishes.
Here are 12 outcomes that clients benefit from by having financial planning done properly:
1 – Peace of mind that they have enough money
2 – Financial security
3 – Less risk being taken with their wealth
4 – Less guilt because they know they can afford make purchases and to enjoy life.
5 – They know where they are going in life in terms of their retirement.
6 – Clarity of their money and their financial future
7 – Simplified finances that is focussed on what is necessary not what they have been sold.
8 – The confidence to gift money away to the next generation knowing they have enough for themselves (including provision for later life care).
9 – More time to do what they love to do.
10 – More freedom to go where they want to, when they want to.
11 – More choice over what they do and when.
12 – More life and less work (or working because they want to, not because they feel they need to).
We can’t make money grow on trees but we can help you forecast for the future and make informed life decisions.
If you want to know more about how financial planning may help you please do get in touch.
