Income Replacement Rule of Thumb
The received wisdom in financial planning is that you should make sure that your income in retirement is more than...
Moving to Petersfield
When we opened our new office, it coincided with Ron and Lyn selling their home in Midhurst and moving to...
Your Mental Time Horizon and Why It’s Important
Before you read any further, imagine a day in the future. Don’t think much about it, make a note of...
Seven Levels of Financial Independence
The concept of financial independence is closely associated with retirement; after all, if you aren’t financially independent, you probably won’t...
What’s behind this price inflation rise?
Price inflation is on the rise, with the latest figures showing the official measure now exceeding the Bank of England...
Are you risk literate? And what about your Financial Planner?
Everybody understands the importance of literacy, but risk literacy is a concept that is becoming important in Financial Planning. Risk...
Students and graduates to pay interest of 5.5%
Last week’s inflation announcements have an important implication for students. The interest rate for student loans for the academic year...
Another busy week for this Financial Planner
This week I have been the feature of the FT Adviser Diary of an Adviser. In it, I describe a...
Four Years of Pension Freedoms
On 6th April 2015, George Osborne announced that “no one will have to buy an annuity” came into law, and...
Spring Statement Highlights & Analysis
With an uncertain Brexit outcome still looming large, Chancellor Philip Hammond faced an unenviable task in presenting his Spring Statement...