Archive

When we think of a typical life, several important financial milestones come to mind. Getting married, buying a home, having children. All of these are big steps in life and can have significant financial implications. But with the increasingly expensive cost of living and buying a home, many people are delaying these milestones until later […]

A life expectancy slowdown has important implications for retirement and financial planning, with the UK at the bottom of an international league table.

Following months of speculation, the Bank of England has finally put up interest rates. Its Monetary Policy Committee voted unanimously in August for the 0.25% increase, voting 9-0 to put the Bank Rate up to 0.75%. In setting interest rates, the Bank is trying to meet a 2% inflation target, but in a way that […]

We all know how important it is to stay safe online. Fraudsters are becoming increasingly sophisticated in their attempts to steal our personal data and take away our hard earned cash. Online fraud attempts are especially prevalent when it comes to the taxman. HM Revenue & Customs (HMRC) have reported they have taken down more […]

We are delighted to announce that Victoria McNulty has become a Chartered Financial Planner. Victoria joined our paraplanning team in 2016 and recently completed her exams to obtain the Advanced Diploma in Financial Planning from the Chartered Insurance Institute (CII). She subsequently submitted an application to the CII for individual Chartered Financial Planner status, which […]

The Bank of England have kept interest rates on hold at 0.5% at their latest Monetary Policy Committee (MPC) meeting. The MPC voted by a majority of 7-2 to keep rates on hold this month, as it sets monetary policy designed to meet the Bank’s price inflation target of 2%. Along with the interest rate […]

In this world nothing can be said to be certain, except death and taxes. Inheritance tax of course combines the two. But is it time to scrap inheritance tax, replacing it with something fairer to families and harder for the wealthiest in society to avoid? A new report from Resolution Foundation’s Intergenerational Commission believes the […]

Interest rate pressure declines as the headline rate of price inflation, the Consumer Prices Index (CPI), has fallen to 2.5% for the year to March. The fall from 2.7% the previous month means inflation has fallen to a one-year low. It comes at an interesting time, with rising wage inflation suggesting the pay squeeze is […]

How much has your house made you? It’s an interesting question, with varying answers depending on when and where you purchased property. For the post-war baby boomer generation, usually defined as born between 1946 and 1964, house price growth will have accounted for a substantial part of their wealth, in many cases. Whilst it’s important […]

One of the biggest financial fears expressed by clients is running out of money before running out of life. After all, we know our date of birth but can’t know our date of death! How does Financial Planning help to overcome this concern? Imagine for a moment that you’re comfortably well off, in financial terms. […]