Why critical yields are not critical
When a person is thinking about transferring from a defined benefits scheme into a personal pension their adviser will produce...
Waiting longer for a state pension
We’re all living longer, and that’s good news, but one consequence of better life expectancy is a rising cost of...
Using property wealth to future proof your home
An important part of financial planning in later life is considering where you will live and the associated costs. As...
How to avoid sleepwalking into a retirement shortfall
What’s a reasonable amount of money to save each month towards your retirement? Some new research suggests a combined 12% employer...
We’re getting divorced later in life
The latest divorce figures for England and Wales paint an interesting picture. According to the Office for National Statistics, there...
When your pension transfer is worth more than your home
Transfers from defined benefit pensions are a hot topic in the world of financial planning right now. With falling interest...
How pensions patience can pay
When clients approach us to help plan a successful retirement, we consider with them a wide range of options in...
Retirement on the road
This article first appeared in issue one of Informed, the new client magazine from Informed Choice. One of the benefits...
Reasons to speak to a financial adviser
A new study carried out by the insurer Aegon has found only 8% of people currently speak to a financial...
Being forced to retire early
“I don’t need a plan for retirement, I’m just going to keep on working.” That’s the extent of a ‘retirement...