Being born on the wrong day could cost some ladies dearly
Some new research suggests that over 100,000 women could miss out on thousands of pounds in retirement because they were born just a day too early to benefit from pension rule changes.
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Some new research suggests that over 100,000 women could miss out on thousands of pounds in retirement because they were born just a day too early to benefit from pension rule changes.
The 50% highest rate income tax band comes into effect on 6th April 2010 for those with incomes of more than £150,000. Is it time to reconsider that old chestnut “the salary sacrifice technique”?
The anti-forestalling measures introduced and then updated last year, restricting higher rate income tax relief on pension contributions, have been updated again.
Even as we start to leave economic recession, many employers are continuing to downsize their workforces, and are often targeting those employees who are the most expensive by offering a ‘package’ of redundancy and retirement options.
Some new research from Standard Life has found that around 250,000 higher rate taxpayers are missing out on the full tax relief available on their pension contributions. In some cases they have been missing out for several years.
90% of UK businesses intend to seek external expert advice to help them understand the impact of the Government’s workplace pension reforms due to be introduced from 2012.
Informed Choice directors Martin Bamford and Nick Bamford have appeared in Retirement Strategy magazine (February 2010) in the head-to-head feature, which this month asked do you agree with the Conservatives’ proposal to scrap forced annuitisation at age 75?
Changes to the requirements to earn a full State pension come into force from 6th April 2010. From midnight on 6th April, the number of qualifying years is being reduced to 30 for both men and women.
We are often asked by clients if they should ‘top-up’ their National Insurance contributions in order to get a better State pension when they retire.
New figures from the Office for National Statistics (ONS) have shown that employers paid £40.6bn into company pension schemes in 2008. This represents a £4bn (9%) drop year-on-year.
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