They’re GARate (GAR/great, get it?!)
A GAR is a guaranteed annuity rate. Some personal pension plans and older versions of these called Retirement Annuity Contracts...
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A GAR is a guaranteed annuity rate. Some personal pension plans and older versions of these called Retirement Annuity Contracts...
The much loved tax-free cash available from a pension plan at retirement is usually 25% of the value of the...
When I am preparing single joint expert witness reports in respect of pensions on divorce, I know that I am...
In many respects there is little difference between a Self Invested Personal Pension (SIPP) and a Stakeholder Pension, or indeed...
If you are going through the divorce process and you and your spouse have pension plans which will need to...
My colleague Catriona Lumiste posted a blog about annuities last week (well worth reading) and I was attracted to a...
The Financial Services Authority (FSA) will from time to time notice an investment trend that concerns them. Recently they have...
According to new figures from the Pensions Regulator, investors have given some £400m to ‘pension liberation’ schemes since 2008. These...
Hindsight is a wonderful thing. It allows us to review prior decisions in light of new developments, reaching conclusions about...
On 26th March 2013 the Government are going to allow the GAD rate to be increased to 120%. If you...
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