Busting some annuity myths
When pension freedoms were introduced last April, many commentators speculated they would represent the death of the annuity. An annuity...
No second chances in secondary annuity market
The Financial Conduct Authority (FCA) consultation on a new secondary annuity market closed last week. This market for secondary annuities...
Death of early retirement by 2029?
For many people, early retirement is becoming a thing of the past. By 2029 early retirement could become an extremely...
How to spend your money when the mortgage has been paid off
Nothing is more satisfying than finally paying off your mortgage. It brings people relief but also a little extra cash...
Price inflation in retirement
With increasingly long retirements, price inflation is an important factor to consider. Price inflation and pension benefits have been in...
I’m worried about running out of money in retirement
What is your biggest worry about retirement? For many people, it’s the fear of running out of money before the...
State pension age rise to 70 & early access from 65
Should the state pension age rise to 70 within the next 14 years, as long as early access is offered...
7 things people miss about working when they retire
Retirement is the dream for many people; leaving behind the stresses of work and enjoying plenty of leisure time. With...
Are you a financial procrastinator?
I’m an expert procrastinator. When something needs doing, I can quite happily fill my time with inane tasks until the...
Peter Pan generation costing parents £1.2bn a year
A financial challenge often faced by our clients is being a part of the sandwich generation; squeezed between making provision...