We’ve previously covered the concept of withdrawal rates, and, in particular, safe withdrawal rates for retirement income seekers. One significant...

At this time of year, we are bombarded by reminders that the end of the tax year is coming. You...

In the last few blog posts, I’ve considered various aspects of investment risk in retirement, looking at how risk is...

There are two reasons why you should limit the amount of investment risk you might take: -You might not be...

A lot of people take a greater interest in their financial plans once they have stopped work. It’s natural to...

In this post, I am going to look at how you should, ideally, decide on how much investment risk you...

Before you stop work and start drawing on your hard-earned savings, investment risk is quite a simple thing to understand....

One of the key risks in retirement is unknown longevity; the risk of running out of assets before you run...

In 1994, the grandfather of retirement income planning, William Bengen, chose thirty years as a conservative planning horizon for a...

How often should you rebalance your retirement portfolio? Almost everyone agrees that rebalancing your portfolio is an essential part of...