Index Investing – the Next Bubble?
In my last article, I mentioned Vikram Mansharamani. A lecturer at both Harvard and Yale, Mansharamani has spent much of...
Which Mistake Would You Rather Make?
In his book, Boombustology, Vikram Mansharamani sets out how you might be able to identify that an investment bubble is...
The Rise of the Nonagenarians
This week, the Office for National Statistics reported on the ageing population in the UK. -There was an increase of...
Location, Location, Asset Location
Your retirement savings (and any other savings) are only ever made up of only five types of asset: -Cash on...
How Negative Interest Rates Could Affect Your Retirement
A few years ago, if I had suggested that it would be sensible to consider how negative interest rates might...
What to do when things go wrong in retirement
Listening to this week’s Informed Choice Radio podcast, I was struck by how it related to income in retirement. You’d...
The best (and worst countries) for retirement
If you’ve been following my blog posts, you’ll be aware of the concept of the safe withdrawal rate. The safe...
Is your state pension worth £280,800?
The state pension has hit the headlines again in the last week, with the Centre for Social Justice proposing increases...
Human capital and its importance for your retirement planning
What is human capital and why could it be important for your retirement plan? In the days of final salary...
Probability-Based or Safety First? In Which Retirement Income Camp Are You?
Over the last decade, two distinct philosophies have developed in retirement income planning: Safety First. This is the original, old...