State Pension Age Hits 66
Today is a milestone for the state pension. If you were born between 6th October 1954 and 5th April 1960,...
How will the retired be affected by the coming recession?
In my last blog post, I advised that the impact of the recession, if and when it takes place, will...
Should Legacy Goals Be Part of Your Retirement Plan?
Some of us want to leave a specific amount of money to our loved ones during our lifetimes. Others want...
The 4% rule is no more!
It has ceased to be! It has expired and gone to meet its maker! Unlike Monty Python’s more famous and...
Has dividend income failed you?
2020 has been a lousy year for dividends. 45% of UK companies have already scrapped dividends, and further cuts are...
Deferring State Pension – a good idea?
What factors should you consider when deferring State Pension? If you were born shortly after 6th August 1954, you would...
Should I be making investment changes right now?
Sometimes it can be hard to do nothing, mainly when so much seems to be changing - especially when it...
Withdrawing Income from your Portfolio, Safe Withdrawal Rates and Market Downturns
In previous blog posts, I’ve commented on safe withdrawal rates. Your withdrawal rate is calculated by taking the amount you...
When markets fall, withdrawal rates can go up
We’ve previously covered the concept of withdrawal rates, and, in particular, safe withdrawal rates for retirement income seekers. One significant...
End of Year Tax Planning for Retirement Income Seekers
At this time of year, we are bombarded by reminders that the end of the tax year is coming. You...