Why take investment risk when you don’t need to?
The usual approach to the delivery of impartial independent advice is to provide what we refer to as “focused advice” A client may have an identifiable and pressing need or want.
The importance of making a will
Making a will is an important building block in terms of financial planning. At the very least it helps to ensure that what you want to happen in the event of your death actually does happen.
Integrity, honesty and sincerity
Any one dealing with a Financial Planner will expect them to behave with integrity and honesty. That must surely be a given. I guess they would also want their Financial Planner to be sincere.
Using cash savings to repay mortgage debt
It is not unusual for a couple to have both their own residential property and also a buy-to-let property and to have an outstanding mortgage on one or both properties.
A perfect financial planning storm
Can you think of a number of life events that might result in you needing to give some serious thought to financial planning? There are some key things that might happen to you where controlling your finances and putting a planning strategy in place would make real sense.
Should I use the cash I have to actively invest for the future?
Should I use the cash I have to actively invest for the future? This is not an uncommon question we are asked this type of thing on a regular basis.
Truly independent and impartial financial advice
Nick Bamford describes a conversation he had this morning with one of our Financial Planners and explains why paying a fee for advice is the only way to ensure it is independent and impartial.
Informed Choice calls for ‘sea-change’ on pensions
Savers need to readdress their approach to private pensions in 2010 – a year in which the general election will shape the financial landscape, says Informed Choice.
The £1m retirement fund strategy
I had a great client meeting yesterday morning. We spoke about retirement planning and he explained how he needed to accumulate £1 million in his pension pot by age 65.
Eight personal finance resolutions for 2010
This is the perfect time of the year to make resolutions. Here are our eight top personal finance resolutions for 2010.