It’s been another busy weekend for press mentions here at Informed Choice.
We have been talking about cash ISA rates, our fees for providing retirement advice, and our ISA fund tips.
Here’s what we had to say this weekend in articles for the FT, the Sunday Times and the Telegraph.
Follow the best route with your pension
The Sunday Times today featured a pensions special, including an article about why investing in help from an adviser is likely to pay off in the long run.
The fee structure for retirement advice from Informed Choice was described in the article along with other leading firms of advisers.
Commenting in the article, I said: “For someone with a pension fund of £250,000, our typical client, these fees represent 0.936% as an initial charge and 0.75% as an ongoing charge.”
It was also explained that we offer a free, no-obligation initial consultation.
You can read the article in full here, although remember you will need a Times subscription. Do speak to us if you have any questions about your retirement planning.
Build a cash reserve
Commenting in FT Weekend, I expressed a preference for using your annual ISA allowance, even though interest rates on these products are “pretty rubbish right now.”
The article explained that ultra-low interest rates have reduced the appeal of cash ISA for savers, but they can still be beneficial for higher rate taxpayers.
You can read the article, this includes a table of the current top paying cash ISA rates, here.
The ISA funds tipped to shine
The Telegraph featured my third set of national press comments this weekend, in an article asking a panel of investment experts to suggest fund ideas for the next five years.
When I provided my comments for this piece, I explained to the journalist that five years is right at the minimum edge of an acceptable term for investing money.
Anyone exposing their money to investment risk for such a short period of time would need to have the right capacity to take risks and be prepared to accept capital losses.
My suggestion in the article was the UK commercial property sector, illustrated by the L&G UK Property fund. Remember, this is not a recommendation to invest in this specific fund; you should seek professional advice before making investment decisions.
You can read the article, and the other fund tips, here.
What else caught your eye in the weekend personal finance press?
