How much involvement should you have in your Retirement Income Plan?
A lot of people take a greater interest in their financial plans once they have stopped work. It’s natural to...
Deciding how much investment risk you should take in retirement
In this post, I am going to look at how you should, ideally, decide on how much investment risk you...
Retirement investment risk – it isn’t the same!
Before you stop work and start drawing on your hard-earned savings, investment risk is quite a simple thing to understand....
Now I can justify my terrible attempts at Christmas wrapping!
The pleasure of watching someone unwrap a gift has made a multi-million Pound industry out of gift-wrapping supplies. This pleasure...
Reading this post will make you live longer
One of the key risks in retirement is unknown longevity; the risk of running out of assets before you run...
Measuring longevity risk
In 1994, the grandfather of retirement income planning, William Bengen, chose thirty years as a conservative planning horizon for a...
How often should you rebalance your retirement portfolio?
How often should you rebalance your retirement portfolio? Almost everyone agrees that rebalancing your portfolio is an essential part of...
Care planning in retirement
Most of the research about retirement income planning focuses on two of the three significant retirement risks: investment risk and...
Retirement housing decisions
Retirement housing decisions should form part of your financial plan. Your home is an emotional anchor, provides daily comfort and...
Retirement Replacement Ratio
Ask most how much they’re going to spend in retirement, and they have no idea. But to plan for retirement...