Which mistake would you prefer to make?
Nobody wants to make mistakes, particularly in investing where being wrong isn’t just a hit to the ego; it’s a...
State Pension Age Hits 66
Today is a milestone for the state pension. If you were born between 6th October 1954 and 5th April 1960,...
How will the retired be affected by the coming recession?
In my last blog post, I advised that the impact of the recession, if and when it takes place, will...
How will you be affected by the coming recession?
Our job as Financial Planners is not to make economic predictions, but to help our clients adapt their Financial Plans...
Should Legacy Goals Be Part of Your Retirement Plan?
Some of us want to leave a specific amount of money to our loved ones during our lifetimes. Others want...
The 4% rule is no more!
It has ceased to be! It has expired and gone to meet its maker! Unlike Monty Python’s more famous and...
How much lower can interest rates go?
National Savings & Investments has announced that it is reducing the interest rates payable on its savings products from 24th...
Student debt – still expensive, but cheaper than it was
The rate of interest payable on student debt will fall in September, down from the current rate of 5.4% to...
Building Financial Resilience. What isn’t an Emergency?
In my last few posts, I’ve been looking at emergency funds – how much you should put aside for emergencies,...
Are your finances prepared for a recession?
In his Summer Statement, the Chancellor announced how he intends to minimise the economic consequences of the expected recession. Should...