Early access to pension benefits
Informed Choice chartered financial planner Nick Bamford considers Government proposals to allow early access to pension benefits.
Efficient investment re-registration
As we always seek to help our clients achieve their investment objectives as cost-effectively as possible, we often suggest that,...
Smoke and mirrors
Informed Choice chartered financial planner Nick Bamford explains why the investor always pays, even when using high allocation rate Investment Bond products where the cost of advice appears to be ‘free’.
The real cost of service
Informed Choice chartered financial planner Nick Bamford explains the cost implications of delivering ongoing service to clients once the Retail Distribution Review (RDR) is implemented.
Working as a team
Saturday afternoon and a glorious Spring day on the River Wey between Shalford and Guildford. Martin has invited Nick to help him test out his new two man kayak.
Investing for distinct and different needs
If you have money in a bank or building society account it is relatively easy to understand. Your cash is “safe” and at any point you should be able to withdraw exactly the amount you have placed on deposit.
Last minute exotic online ISA
Did you leave it to the last minute to invest in your 2009/10 ISA?
The tone and route map for the future
The publication last week by the Financial Services Authority of a Policy Statement on the subject of the Retail Distribution Review (RDR) sets both the tone for and the route map of the intermediary firm of the future.
It’s a wrap
Financial services is full of strange words and the consumer can be forgiven for believing that much of the jargon is designed to confuse rather than clarify.
A valuable pension tax-break
Much comment has been generated around the higher taxes that will be paid by many people, due to Alistair Darling’s...