Churning, switching, transfering or consolidation?
Apparently one of the most common causes of complaint to the Financial Ombudsman (FOS) is ‘churning’. This is a process...
RPI changes & income in retirement
People in retirement could be hit hard as a result of changes to the calculation of official price inflation figures....
Are these valuable services?
If you engage with a financial adviser to provide you with investment services, what are those services? Do they represent...
“You are the Weakest Link, goodbye!”
The Times has reported that 2,000 individuals have attempted to shelter £1.2bn from tax by using an aggressive tax avoidance...
Reserving will writing for solicitors
It was good to see proposals this week from the Legal Services Board that will-writing, estate administration and probate should...
How much Inheritance Tax will my estate pay?
I really don’t care! That could certainly be an answer to this important question. After all in order for your...
What does Nick think about what does Ma think?
I recently wrote about the Money Advice Service (MAS) and apologised for the cringe making series of adverts they were...
What is important about money to you?
You might think that a strange question or even have an immediate and direct reply such as “having enough of...
Why invest when you don’t have to?
We are often approached by people who have capital to invest. We think the best starting point is to consider...
Truly awful waste of money
If you have witnessed the cringe making TV advert for the Money Advice Service (MAS) then I would like to...