Are these really rip-off fees?
Last week it was reported that the Government is against advisers applying “consultancy charging” to members joining an employer sponsored...
How to scam proof your pension fund
UK pension plans are governed by a wide range of HMRC rules about contributions, tax treatment and benefits. One of...
When it becomes just a little too much
I had a great meeting yesterday with a new client. Some time ago he had made the sensible move to...
Can you afford to lose half of your pension?
The Pensions Ombudsman recently ruled in favour of a personal pension provider (Virgin Money) who deducted an “unauthorised member payment”...
So what?
World stock markets have soared today on the back of some very positive news about employment figures in the US....
Review, review, review
Estate agents have a mantra “location, location, location” to describe the most important attributes of any property that they are...
Keeping the right records
We often advise our clients who are carrying out any Estate Planning exercise to keep good records of any gifts...
Eggs & baskets
The adage about “not keeping all of your eggs in one basket” rings true (oops I have mixed my metaphors)...
Who should pay for pension advice?
MPs are apparently calling on Steve Webb the Pensions Minister to ban consultancy charging. This is a practice where the...
Having a retirement goal
If you retired today, how much income would you need in order to to have the lifestyle that you want...