Should you pay when the advice is ‘do nothing’?
The debate about how much independent financial advice is worth and how it might be paid for continues. Since the...
Good night, 19 year old…
On the eve of their birthdays my children were (and still are) treated to a good night wish from my...
Shoud you take this pension bribe?
From time to time we are approached by people who have received an intriguing offer. They have a deferred pension...
Your pension plans – what looks good?
We offer a suite of seven different advisory services to our clients, the most popular (by number of enquiries) of...
Stirring a hornets nest
The Chief Executive of the Financial Conduct Authority (FCA) speaking at a press conference after the final Financial Services Authority ...
Five best things we do to manage our business
I like the expression that I have heard a number to times, that business owners need to find time to...
Time to take your tax-free cash?
Apparently 40 Conservative MPs have attacked the pensions industry and in particular the tax relief that is available against contributions...
Do we need tax relief on pension contributions?
The whole pensions system has become so complex and unwieldy that it needs a radical overhaul and sooner rather an...
One cause of divorce
The Family Relationships journal has reported that “Rowing with a partner over money is a strong predictor of divorce”. The...
AIM shares in ISAs
The government has announced its intention to allow Alternative Investment Market (AIM) shares in Individual Savings Accounts (ISAs) later this...