Never put off till tomorrow…
Informed Choice chartered financial planner Angela Murfitt explains the financial planning changes we are likely to see in the not too distant future as a result of the new coalition Government.
Beating the taxman with nil rate band planning
Informed Choice chartered financial planner Angela Murfitt explains why it might be time to rethink your inheritance tax planning following recent news that the nil rate band will be frozen for four tax years.
Time to review your Inheritance tax position?
Informed Choice Chartered Financial Planner Angela Murfitt explains why freezing the inheritance tax nil rate band for four years does not necessarily spell disaster for longer term planning.
Being born on the wrong day could cost some ladies dearly
Some new research suggests that over 100,000 women could miss out on thousands of pounds in retirement because they were born just a day too early to benefit from pension rule changes.
Salary sacrifice for business owners and high earners
The 50% highest rate income tax band comes into effect on 6th April 2010 for those with incomes of more than £150,000. Is it time to reconsider that old chestnut “the salary sacrifice technique”?
When could a loan be treated as a gift?
Parents should be careful when making ‘loans’ to their children. With current restrictive lending conditions, children are increasingly turning to their parents to help find deposits when buying their first home.
Ticking Clock for Trustee Tax Rise
With effect from 6 April 2010 the tax rates applicable to trust income will be changing.
When Love doesn’t live here anymore, remember to review your Will
The breakdown of relationships is sadly an everyday fact of life these days. When spouses or civil partners separate but do not divorce, any Will made since marriage is usually still legal.
Mind your business
If you are in business remember to consider what would happen to it on your death and ensure your Will properly reflects this.
Marriage no longer fashionable?
Figures have been released recently by the Office for National Statistics which show provisional marriage rates for 2008 represent the lowest numbers since 1862!